Well I think I finally hit the bottom price. Funny how 5 out of 8 quotes I got used Progressive and the prices ranged from $1300-$3000, Progressive themselves quoting around $1900. RV America claims to write more RV insurance than Progressive does in house. Here's my quote for those interested:
Recreational Vehicle Insurance Quotation
Provided by RV America Insurance Mktg
Quotation for: Patrick Conley
Description of Unit: 2003 Show Hauler
Value of Unit: $107,000
Insurance Company: Progressive - Rated A+
Your Liability Coverage Includes . . .
Bodily Injury Each Person . . . . . . . . . . . . . . . . . . . . . . . . $250,000
Bodily Injury Each Accident . . . . . . . . . . . . . . . . . . . . . . $500,000
Property Damage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100,000
Medical Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5,000
Uninsured Motorist
Bodily Injury Each Person . . . . . . . . . . . . . . . . . . . . . . . . $250,000
Bodily Injury Each Accident . . . . . . . . . . . . . . . . . . . . . . $500,000
Damage to Your RV
Comprehensive . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,000 Deductible
Collision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,000 Deductible
Emergency Expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . $750
Reimburses expenses such as hotel stay and rental car if you
have a comp or collision loss more than 50 miles from home.
Personal Belongings . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,000 Replacement Cost
Replaces valuables such as clothing, dishes, and other
items used in connection with the RV. $100 ded.
24-Hour Roadside Assistance . . . . . . . . . . . . . . . . . . . . . $Unlimited
This Sign & Drive coverage pays for unlimited expenses to
get your rig to the nearest qualified repair facility.
Vacation / Premises Liability . . . . . . . . . . . . . . . . . . . . . $10,000
This homeowner-like coverage pays the bodily injury, first-aid,
or property damage for others injured in your campsite or RV.
Also Included:
Mexico Physical Damage Coverage "” Provided you purchase Mexican liability coverage.
Utility Trailer Coverage "” Provides $2,500 of physical damage coverage for utility trailers.
Fire Department Service Charge "” Pays up to $1,000 for fire department charges
Protect yourself from Depreciation with . . .
Agreed Value Coverage . . . . . . . . . . . . . . . . . . . . . . . . Included
If your RV is destroyed, this coverage pays the stated value on your policy. This is the amount that you
recently paid for the unit or the amount listed on a qualified appraisal. (Loss by fire, theft, or larceny on New
York policies causes coverage to revert to Actual Cash Value.)
Quote valid for
> > > > Total Annual Premium . . . . . . . . . . . . . . . . . . . $1,321 10 days. Rates
subject to
change.
Payment Options: Please see lower left of Application. Make checks payable to RV America Insurance.
If you use or live in your RV more than 150 days a year, you must purchase Full-timer Coverage. To purchase, please contact RV
America at 800-400-0186. This quotation is not a contract to insure. Your policy is your contract. Please read it carefully.
RV America Insurance Mktg CA DOI License #0C66750 PROGRESSIVE
PO Box 3307 Westlake Vlg CA 91359
FAX: 818-735-6778 PHONE: 800-400-0186
www.RVAinsurance.com