....John....from the insurance companies stand point...It's a liability....the average cost of repairs in USA for all vehicles for a year is about $15.00 per vehicle....Much more is paid out for personal injury and defending the driver when in a accident....with the bumper on my truck- I probably won't sustain much damage but the other guy is going to get a whackin'...big time....so I guess the cost of protecting myself/vehicle has to be viewed from their perspective....Which is just another reason why I want NO-FAULT in Ohio.....but the trial attorneys would have to get another job...like maybe being bathroom attendants or something like that...geof
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