HI.. Diamon plate could be the answer. Thin and replaceable if needed. Local neighborhood and city, I have found to be the lowest clearances that are unmarked, and hard to navigate. Being 13' 6", you will find, for the most part, you have limited your self to major highways. You can follow the path of commercial fright hauler and usually have the clearance you need. I thought long and hard about a stacker trailer. Where I want to travel, the lower profile was the only way I could get down the road. My TC and trailer clearance is 12' -. Yes I had to make other arrangements for what I wanted to take with me. I still have gotten a few scrapes in the last 20 years. Good luck OU812
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