Quote:
Originally Posted by Birdswine
I had liability insurance on the Pete thru Farm Bureau and it was 1700 a year and when I change the truck to an RV I had to jump thru hoops just to get them to insure it because they said they had nothing to base it's worth on in case of a total loss.....it wouldn't enter into their computer. After submitting receipts to prove what I had in it they still weren't satisfied so they came out and took a bunch of pictures to send to the home office. Then they came back and said the truck is worth so much and the camper is worth so much on the market, they combined the two and came up with a figure pretty close so I agreed to it. The premium is 960 a year so that's not bad. I did check with some other insurance companies, most said they can't write a policy on an assembled vehicle. State Farm gave me a real good price of 580 per year, but that was only if I had my home insured with them and that premium would have been higher on my home owners. It wouldn't be as much fun if was easy huh.
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Might be worth trying a different agent. I just registered and insured mine in MA and It was pretty simple. I got a camper policy from Arbella, with a declared value. I then went to the registry and asked them if they could register my Kenworth Camper. It had a prior OH title which might have been part of the reason the just let it fly through. I did make a failed attempt a few months prior, where I actually told them I built the camper my self. What ever it takes to get through the red tape...