we had ours full coverage and replacement with:
The Atlas Insurance Agency, Inc.
P.O. Box 688
Amelia, Ohio 45102
Telephone: 1-800-643-7770
Fax: 1-877-643-7770
They sell American modern and it covers EVERYTHING including roof top a/c if a branch hits it. I want to say ours $675.00 Full Coverage and replacement set at 165k
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